The Thousand Dollar Course Starts Here

$7 a day can make you a millionaire. You can do this.” – The Seven Dollar Millionaire

This is the only free course that will help you save a $1000, and start teaching you how to turn that into a million dollars.
 
You will soon start receiving regular updates, with secrets from the Seven Dollar Millionaire on how to save money, manage your spending, stay strong and invest enough to become a millionaire.
Yes, really, this is the first step on the simplest path there has ever been to becoming a millionaire.
 
It’s never been this straightforward before. Here are the only things you need to do:
That’s it. You can do that. You can save $7 every day, and the US stock market has returned more than 9% on average for more than ninety years, so you can get 7% returns.
 
If you start doing this when you are twenty, you’ll be worth seven figures before you’re seventy.
You can be a millionaire before you retire. It’s so simple you might be able to do it faster. We think you can do it in quite a bit less time—perhaps in forty years, or thirty, or even fewer.
 
Even if you’re not twenty any more, you can improve your situation and move towards becoming a millionaire. There are only two stages to this, and you should start right away.

Stage 1: believe it!

We said it was simple becoming a seven dollar millionaire: we didn’t say it was easy. You’ll have to put in some hard work, which comes in two stages.
 
First, you have to know that it’s possible to become a millionaire by steadily saving $7 a day and investing it.
Saving $7 a day for 50 years will give you more than $125,000, the light coloured coins in the chart below.
 
It’s not bad, and it’s a lot better than not having $125,000 after fifty years, but I know what you’re thinking: that’s nowhere near $1,000,000.
The darker coins in the chart above that take the total up to $1,000,000 are from steady, reliable investing. That’s how important it is. If you save $7 a day, you’ll get $125,000. Investing for 7% returns will give you the extra $875,000.

Doubling every ten years turns $1 into $32 in fifty years, the $7 you save today into $224, and the $1,000 you can save in this course into $32,000. You only need to save $1,000 and compounding will give you the other $31,000.

Stage 2: do it!

You need to develop the habit of saving before you spend because saving after you spend doesn’t exist. It doesn’t happen. If it did, there would be way more millionaires than there are today! Learning to save better will also teach you how to spend better.
 
There are only two things you can do with money—save it or spend it. The more you want to save, the more important it will become to you to track your spending.
You need to understand your spending to help drive your savings higher, and tracking your spending every day will help you do that.
 
Even if you save at the beginning of every month, tracking your spending daily is the only way to do it, because that’s when we spend—every day.
Developing the habit of saving is the vital first step on the road to becoming a seven dollar millionaire. So do it.
 
Download our Seven Dollar Millionaire Budget Builder and Saving Sheets here and you can work towards being a millionaire every single day.
There are things to fill in on these sheets every day—the money you saved, the money you spent, where you spent it, whether you really needed the things you spent it on… Even on days when you couldn’t save $7, you can learn more about your saving, spending and investments, and plan more for the future.
 
 

Download our Seven Dollar Millionaire Budget Builder and Saving Sheets here and you can work towards being a millionaire every single day.

 

There are really valuable activities to complete on this Budget Builder every day.
 

How to use the Budget Builder and Saving Sheets

Read the secrets

It takes 21 weeks of saving $7 a day to save $1,000, and to help you create this habit, Peggy asked the Seven Dollar Millionaire for his 21 top secrets about saving more money, investing it, or spending more wisely.

Saving comes first. Write down your goal for saving at the beginning of every week.  At the bottom of each secret, there’s a picture of Peggy Pigasus, with a space for writing down a number. Do it. Put some money in her tummy!

 

Put money in her tummy

Track your saving

Track your savings, and your progress towards your saving target, every day. At the end of the week, add up how much you saved through the week and write down the total in the big Peggy at the bottom of the page. 

Track the money you spend during the week on the left hand side of the journal page. Write down when you spent the money, how much you spent, and what you spent it on, so you know where your all your money goes.
 
There’s also a column for you to decide if the spending was something you really needed or just wanted. Track that too.

Track your spending

Analyse Your Spending

Add up how much you spent on each type of shopping, to see where you spent the most, and where you could cut back the most. Think about it, and work out how you can do better next week.
 
From Week 2, we have a Weekly Plan column, where you can plan exactly how much you should spend on each category.
 
Once you’ve finished tracking your spending at the end of the week, download the next budget builder and start planning next week’s saving and spending. Make a budget, so you can see how closely you stick to it.

Then plan next week's

Our last secret for using The Thousand Dollar Course is ...

Use it however you like. If you can save $1,000 in the next 21 weeks, you’ve used this course correctly. If you develop the habit of saving, of tracking your spending, of questioning if you need things you only want, then you’ve used this course correctly. If you feel better about your ability to save money, then you’ve used this course correctly.

The Seven Dollar Millionaire wrote a book for his teenage daughter (she invented his nickname!) to teach her how to save and invest money. Click the relevant buttons to find out more.

5.0 out of 5 stars

“Everything you wish you’d been told about money when you were young. Finally a book that sets out in simple terms how to think about and organise your financial future. No jargon, no complex formulas, no maths. Just a simple way to understand  and manage the money in your life.”